Last updated 8 months ago
Thieves are more actively shopping as well around the holiday season. Here are some tips to avoid / reduce potential losses:
DELIVERY: Industrious thieves follow the UPS / FedEx trucks this time of year, and watch to see if they leave packages unattended on your front doorstep. When ordering request "signature required" for delivery. This way they wont leave it unprotected. Other options: include sending gifts direct to the recipient, or where you work.
CARS: Never leave your purchases in your car while shopping. If you need to, a great suggestion is to drive to another side of the mall and park. Thieves look for people to leave their purchases unattended and break in your car once you walk back inside the mall.
LAPTOP LOJACK: Pay the extra money and purchase lojack for your new laptop. It is inexpensive insurance! You will most likely get your laptop back and the thieve in Jail. It also has an option to protect your data by erasing the hard drive if stolen.
SMARTPHONES: Have a new phone? Many new phones have a lot of personal information and data on them. Check out tracking devices and data erase capabilities - Some are free and others well worth the money!
SHOPPING: When shopping take only what you need in your purse or wallet. Take a little cash at a time and only the credit card you plan on using. If your purse or wallet is stolen, it is easy to replace the card then everything that we normally carry.
CREDIT CARD: Some credit cards will pay if a recent purchase is stolen, broken, or even extend the warranty. Check out your card(s) to see if they have one or more of these features.
OTHER TIPS:
- NEVER!! Carry around your social security card!
- Monitor bank and credit card statements.
- Beware of people lurking nearby. If they look like they are up to no good, they most likely are.
Last updated 9 months ago
No homeowner wishes for his or her home to be the target of a break-in, but every homeowner should be prepared for the worst. Read this article to find out how you can make your home less attractive to burglars (without making it less attractive to your neighbors) and ensure that a successful break-in does not mean financial ruin for you and your family.
Strengthen Your Lock System
Many burglars try to break in through the front door. By simply installing a dead bolt and some anti-theft hinges on your front door, you will deter burglars from entering your home. To prevent more persistent burglars from entering your home, you may want to talk to a locksmith about extra-strength window-locking mechanisms and locks for other doors in your home.
Lock up Your Valuables
Although having a home safe does not prevent burglars from entering your home, it can keep them away from your most valuable possessions. Having a waterproof, fireproof, burglarproof safe installed in your home is almost like a form of insurance for your most sensitive documents, heirlooms, and valuable jewelry. The contents of a durable safe are protected from the worst of circumstances.
Vacation Discretely
When you go on vacation, have a neighbor collect your mail and your newspapers so that they do not stack up, cluing nosy thieves in to the fact that you are not home. It is also a good idea to schedule your lights on an automatic time system and remove any keys that are hidden on your property for lock-out situations.
Install an Alarm System
When a burglar is on your property and an alarm sounds, he is likely to run as fast as he can. Even if he doesn’t, having an alarm system can reduce your homeowner’s insurance premium, making it more affordable to secure indemnity to your property and personal possessions in case of in case they are damaged or stolen.
The surest way to protect your home and its assets from the damage burglars can inflict on them is to invest in a home insurance policy. For comparative rates on high-quality, low-cost homeowner’s insurance, call Insurance Center Associates at (310) 817-6413. We have convenient office locations in San Pedro and Torrance (3220 Sepulveda Blvd.), both of which serve the South Bay area of Los Angeles. We are also able to handle homeowners’ insurance needs in Arizona, Colorado, Florida, Idaho, Georgia, Nevada, Ohio, Texas, Utah, and Washington, and we are expanding every year!
Last updated 9 months ago
The nightmares of many business owners are infiltrated with visions of office burglaries, destructive fires, and accidental injury or death of employees or customers in the workplace. If you are a business owner that worries about such potential disasters, then investing in an umbrella insurance policy may provide you with some invaluable peace of mind. Read on to find out more about umbrella insurance and the benefits it offers to business owners.
Why Should I Consider Umbrella Insurance?
Most business property, auto, and worker’s compensation insurance policies only cover relatively minor incidents. These policies are necessary for business owners to have, as the majority of claims business owners face from employees and customers are relatively small. Supplementing your standard business insurance policies with an umbrella policy significantly reduces the likelihood that you will have to dip into your own pocket—or your business’s rainy day coffers—to pay for legal fees and costs that are associated with large-scale settlements.
Is Umbrella Insurance Customizable?
Some insurance providers have the ability to cover a wide variety of businesses, ranging from a self-employed salesperson to a large, wholesale operation. Since umbrella insurance is designed to magnify the extent to which your business’s other insurance policies cover you, your employees, your operating equipment, and your workspace, the size and nature of your business will automatically mean that your umbrella insurance plan is personalized to suit your business.
What Are the Most Significant Benefits Afforded by Umbrella Insurance?
First and foremost: peace of mind. Umbrella insurance provides business owners with an added layer of coverage that may spare your business millions of dollars that would not have been otherwise covered by your basic auto, business liability, and business property insurance policies.
Would you like to install an insurance umbrella over your business, your employees, and your operating equipment? If so, then call Insurance Center Associates at (310) 817-6413 to find out more about the umbrella business insurance policies we provide. We have convenient office locations in San Pedro and Torrance (3220 Sepulveda Blvd.), both of which serve the South Bay area of Los Angeles. We are also able to handle the insurance needs of business owners in Arizona, Colorado, Florida, and other states, so call us today to ask about your business!
Last updated 9 months ago
Did you know that Insurance Center Associates offers Classic and Antique Car Insurance? We carry special classic car insurance that can be added to your current insurance, and make you eligible for a multi vehicle discount!
Wondering if your car is applicable for this special insurance? Here are some cars that qualify:
* Antique - Classic - Collector Cars
* Exotic Cars - Special interest - Replicas
* Fire Trucks - Military Vehicles
* Low-Riders - Muscle Cars - Street Rods
* Motorcycles - Scooters - Tractors
* Vehicles under restoration
For more information, visit our website here. You can contact us at (310) 817-6413.
Last updated 9 months ago
Salvation Army Adopt a Family
